Stop using 'misc' as a budget category

Stop using 'misc' as a budget category

You need proper categories for your budget and you need to stop using “misc”, “cash” or “no category” for your line items. As I experienced in my own budget the ‘misc’ category will grow as you just toss excess spending into it and you defeat the purpose of categorizing your spending.

So, you need a definitive list of categories in order to not have to use ‘misc’ and I have come up with that list for you.